Our services ....
•We provide free initial decisions in principle and mortgage quotes and we do not charge brokerage fees for cases above €100,000 euros
•We can help you pre-qualify for a French mortgage, to save you time and trouble later on and to provide you with peace of mind
•We help you with the paperwork and its accurate presentation to the French banks approached
•We will monitor your application and provide progress reports, to you by email or phone or text, as you prefer
•We can assist you with finding the right specialists in French property insurance, for obtaining independent legal advice, and for tax advice etc
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured upon it
The Sterling (or local currency) equivalent of a foreign currency mortgage will vary with exchange rate movements
All mortgages are subject to status and individual lenders' criteria.
All mortgages must be paid by direct debit from a banking account within the French banking system which must be arranged prior to any legal property completion.
Please note that any introductions to any other firms, advisers, solicitors, French notaires or other individuals outside French Mortgage Connection's control are always given without warranty on our part and any dealings you may subsequently have with third parties are strictly a matter between yourself and the firms or individuals in question.
IMPORTANT : We are obliged to mention that you should ensure that you have an appropriate "clause suspensive" (the full title = "clause de condition suspensive d'obtention de prêt") regarding any proposed / needed borrowing inserted into the compromis de vente (or other relevant type of initial French sales contract) you may subsequently enter into. You are advised to seek independent legal advice to ensure that the wording of any clause suspensive is appropriate and watertight. Under such clauses, if wishing to be protected by it, you are normally required to apply for your mortgage within certain timescales (usually 10 to 14 days), and prove you have a mortgage within 1 month of your signature(s) on the contract.
French Mortgage Connection are registered with the UK Information Commissioner's Office (ICO) under Data Protection licence number Z6374761